apply for fafsa

FAFSA student loans are a very painful way to finance your college education.

There are Stafford loans, Perkins loans, and more loans have interest rates ranging from 5% to 8%. Including tuition, accommodation and food, books and transport for 4 years at a public University costs, your loan needs will be approximately $70,000.

Add good rate of interest to the principal amount, and you pay a total of $90,000 over the next 10 years. Would that get you excited? Here is something that really excited.

I found a way that is available to any student University futures to avoid student loans FAFSA and FAFSA application and interest.

The best part is that you can dramatically reduce the cost of their education by more than 50 percent. Does this sound too good to be true?

My son has 87 college credits towards his bachelor's in business. He is on track to complete his business degree from a regionally accredited university, and the cost will be less than half that $90,000 price tag. All this is possible without filling out a FAFSA financial aid form or applying for any type of student loans.

How is this possible?

The simple answer is two words: CLEP and DANTES. They are two nationally approved and recommended college testing services. Through using these testing services you can obtain enough credits for your first three years of college. After that, you can transfer those credits to finish off your senior year with a bachelor's degree.

I call this plan the college revolution. So before you turn to FAFSA to finance your college education, think twice and hard. FAFSA student loans are the over-priced way to get your college education.